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Why doesn't the state start its own Health Savings Account (HSA) modeled on the federal HSA? And, please, no income ceiling penalty which stymies participation in many other state and federal programs.

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Good question. I'm not really knowledgable about it, but I know there was a recent law passed that allowed employers to set up employee savings accounts (which were, if memory serves, for retirement), and I know there's a state college savings thing.

I wonder if the state does have one.

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